{"id":191,"date":"2020-06-22T04:00:00","date_gmt":"2020-06-22T10:00:00","guid":{"rendered":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/?p=191"},"modified":"2020-06-15T14:46:29","modified_gmt":"2020-06-15T20:46:29","slug":"do-i-need-home-insurance-when-i-dont-have-a-mortgage","status":"publish","type":"post","link":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/","title":{"rendered":"Do I need home insurance when I don&#8217;t have a mortgage?"},"content":{"rendered":"<p>For most people in Chandler, AZ a mortgage lasts for 30&nbsp;years. When the 30 years is over you may have a mortgage burning celebration. Your home is finally yours and that is a big deal. For those many years, you have paid home insurance to protect the investment that your lender has in your home. Now it is yours, do you&nbsp;continue to carry that protection or do you let your policy lapse? To carry or not to carry home insurance is a big decision and the experienced team at&nbsp;San Marcos Insurance Group can help you to make the correct choice.&nbsp;<\/p>\n<p>Home insurance offers some valuable protection and your home is the single largest investment&nbsp;most people ever make. Before you decide to save a little money by going without home insurance you need to ask yourself a few questions. If your home was destroyed by a covered hazard such as a fire, would you be able to repair or rebuild it without an insurance payment to help? If someone is injured on your property and sues you&nbsp;would you be able to hire an attorney and pay any judgment against you out of your pocket? Imagine how high such a judgment could be.&nbsp;<\/p>\n<p>Most people own a lot of things. If your home was destroyed by something like a tornado you could lose everything. Try to imagine having to replace all those things at one time, it is an overwhelming thought. How about having a place to&nbsp;rest your head if your home is uninhabitable? It could be for weeks or months. Would you have the money to pay for it?<\/p>\n<p>Hopefully, these questions&nbsp;have made you think about how valuable your home insurance is to you and your financial security. Give the knowledgeable agents at San Marcos Insurance Group in Chandler, AZ a call for an appointment to discuss the benefits of home insurance.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For most people in Chandler, AZ a mortgage lasts for 30&nbsp;years. When the 30 years is over you may have a mortgage burning celebration. Your home is finally yours and that is a big deal. For those many years, you have paid home insurance to protect the investment that your lender has in your home. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-191","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-chandler-az","tag-san-marcos-insurance-group"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/191","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/comments?post=191"}],"version-history":[{"count":1,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/191\/revisions"}],"predecessor-version":[{"id":192,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/191\/revisions\/192"}],"wp:attachment":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/media?parent=191"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/categories?post=191"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/tags?post=191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}