{"id":191,"date":"2020-06-22T04:00:00","date_gmt":"2020-06-22T10:00:00","guid":{"rendered":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/?p=191"},"modified":"2020-06-15T14:46:29","modified_gmt":"2020-06-15T20:46:29","slug":"do-i-need-home-insurance-when-i-dont-have-a-mortgage","status":"publish","type":"post","link":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/","title":{"rendered":"Do I need home insurance when I don&#8217;t have a mortgage?"},"content":{"rendered":"<p>For most people in Chandler, AZ a mortgage lasts for 30&nbsp;years. When the 30 years is over you may have a mortgage burning celebration. Your home is finally yours and that is a big deal. For those many years, you have paid home insurance to protect the investment that your lender has in your home. Now it is yours, do you&nbsp;continue to carry that protection or do you let your policy lapse? To carry or not to carry home insurance is a big decision and the experienced team at&nbsp;San Marcos Insurance Group can help you to make the correct choice.&nbsp;<\/p>\n<p>Home insurance offers some valuable protection and your home is the single largest investment&nbsp;most people ever make. Before you decide to save a little money by going without home insurance you need to ask yourself a few questions. If your home was destroyed by a covered hazard such as a fire, would you be able to repair or rebuild it without an insurance payment to help? If someone is injured on your property and sues you&nbsp;would you be able to hire an attorney and pay any judgment against you out of your pocket? Imagine how high such a judgment could be.&nbsp;<\/p>\n<p>Most people own a lot of things. If your home was destroyed by something like a tornado you could lose everything. Try to imagine having to replace all those things at one time, it is an overwhelming thought. How about having a place to&nbsp;rest your head if your home is uninhabitable? It could be for weeks or months. Would you have the money to pay for it?<\/p>\n<p>Hopefully, these questions&nbsp;have made you think about how valuable your home insurance is to you and your financial security. Give the knowledgeable agents at San Marcos Insurance Group in Chandler, AZ a call for an appointment to discuss the benefits of home insurance.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For most people in Chandler, AZ a mortgage lasts for 30&nbsp;years. When the 30 years is over you may have a mortgage burning celebration. Your home is finally yours and that is a big deal. For those many years, you have paid home insurance to protect the investment that your lender has in your home. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-191","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-chandler-az","tag-san-marcos-insurance-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | San Marcos Insurance Group |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Do I need home insurance when I don\u2019t have a mortgage? | Blog | San Marcos Insurance Group\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2020-06-22T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2020-06-15T20:46:29+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Do I need home insurance when I don\u2019t have a mortgage? | Blog | San Marcos Insurance Group\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\\\/#article\",\"name\":\"Do I need home insurance when I don\\u2019t have a mortgage? | Blog | San Marcos Insurance Group\",\"headline\":\"Do I need home insurance when I don&#8217;t have a mortgage?\",\"author\":{\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/#organization\"},\"datePublished\":\"2020-06-22T04:00:00-06:00\",\"dateModified\":\"2020-06-15T14:46:29-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\\\/#webpage\"},\"articleSection\":\"Home Insurance, Chandler AZ, San Marcos Insurance Group\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"position\":2,\"name\":\"Home Insurance\",\"item\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/category\\\/home-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\\\/#listItem\",\"name\":\"Do I need home insurance when I don&#8217;t have a mortgage?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\\\/#listItem\",\"position\":3,\"name\":\"Do I need home insurance when I don&#8217;t have a mortgage?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/#organization\",\"name\":\"Blog | San Marcos Insurance Group\",\"url\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"agentinsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\\\/#webpage\",\"url\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\\\/\",\"name\":\"Do I need home insurance when I don\\u2019t have a mortgage? | Blog | San Marcos Insurance Group\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2020-06-22T04:00:00-06:00\",\"dateModified\":\"2020-06-15T14:46:29-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/\",\"name\":\"Blog | San Marcos Insurance Group\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.sanmarcosinsurancegroup.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Do I need home insurance when I don\u2019t have a mortgage? | Blog | San Marcos Insurance Group","description":"","canonical_url":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/#article","name":"Do I need home insurance when I don\u2019t have a mortgage? | Blog | San Marcos Insurance Group","headline":"Do I need home insurance when I don&#8217;t have a mortgage?","author":{"@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/#organization"},"datePublished":"2020-06-22T04:00:00-06:00","dateModified":"2020-06-15T14:46:29-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/#webpage"},"isPartOf":{"@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/#webpage"},"articleSection":"Home Insurance, Chandler AZ, San Marcos Insurance Group"},{"@type":"BreadcrumbList","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.sanmarcosinsurancegroup.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/category\/home-insurance\/#listItem","position":2,"name":"Home Insurance","item":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/category\/home-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/#listItem","name":"Do I need home insurance when I don&#8217;t have a mortgage?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/#listItem","position":3,"name":"Do I need home insurance when I don&#8217;t have a mortgage?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/#organization","name":"Blog | San Marcos Insurance Group","url":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/author\/agentinsure\/","name":"agentinsure","image":{"@type":"ImageObject","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"agentinsure"}},{"@type":"WebPage","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/#webpage","url":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/","name":"Do I need home insurance when I don\u2019t have a mortgage? | Blog | San Marcos Insurance Group","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/#breadcrumblist"},"author":{"@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2020-06-22T04:00:00-06:00","dateModified":"2020-06-15T14:46:29-06:00"},{"@type":"WebSite","@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/#website","url":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/","name":"Blog | San Marcos Insurance Group","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | San Marcos Insurance Group |","og:type":"article","og:title":"Do I need home insurance when I don\u2019t have a mortgage? | Blog | San Marcos Insurance Group","og:url":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/","article:published_time":"2020-06-22T10:00:00+00:00","article:modified_time":"2020-06-15T20:46:29+00:00","twitter:card":"summary","twitter:title":"Do I need home insurance when I don\u2019t have a mortgage? | Blog | San Marcos Insurance Group"},"aioseo_meta_data":{"post_id":"191","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:54:02","updated":"2025-06-04 11:32:27","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.sanmarcosinsurancegroup.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/category\/home-insurance\/\" title=\"Home Insurance\">Home Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDo I need home insurance when I don\u2019t have a mortgage?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.sanmarcosinsurancegroup.com\/blog"},{"label":"Home Insurance","link":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/category\/home-insurance\/"},{"label":"Do I need home insurance when I don&#8217;t have a mortgage?","link":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/do-i-need-home-insurance-when-i-dont-have-a-mortgage\/"}],"_links":{"self":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/191","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/comments?post=191"}],"version-history":[{"count":1,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/191\/revisions"}],"predecessor-version":[{"id":192,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/191\/revisions\/192"}],"wp:attachment":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/media?parent=191"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/categories?post=191"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/tags?post=191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}