{"id":301,"date":"2022-10-26T04:00:00","date_gmt":"2022-10-26T10:00:00","guid":{"rendered":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/?p=301"},"modified":"2022-10-26T13:47:05","modified_gmt":"2022-10-26T19:47:05","slug":"don-t-let-your-home-remain-unprotected-insure-it-with-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/don-t-let-your-home-remain-unprotected-insure-it-with-homeowners-insurance\/","title":{"rendered":"Don&#8217;t Let Your Home Remain Unprotected &#8211; Insure It with Homeowner&#8217;s Insurance"},"content":{"rendered":"<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Are you a homeowner in the Chandler, AZ area? Is your most valuable asset protected with homeowner&#8217;s insurance? The <a href=\"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/\">San Marcos Insurance Group<\/a> can provide the coverage needed to protect your home.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Why is homeowner&#8217;s insurance important? Because it protects the owner&#8217;s home and personal property. If there is a loss due to a covered event, insurance will provide the funds for the rebuilding or repairing of the house. <\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Also, if someone is injured while on the homeowner&#8217;s property, it provides liability coverage for any legal action that may result.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Legally, you can own a home without this coverage. However, any mortgage holder will require that an insurance policy protect their interests. Homeowner&#8217;s insurance is still highly recommended if the property does not have a mortgage because it is totally paid for. If someone is injured on the property, the policy will help cover any legal expenses associated with the claim.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">The standard homeowner&#8217;s policy provides four types of coverage:<\/span><\/span><\/span><\/p>\n<ul>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">The dwelling or home<\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Additional structures, such as a garage or storage shed<\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Personal property<\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Liability coverage<\/span><\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">The basic levels of coverage are replacement cost, actual cash value, or extended replacement cost or value. Policies cover damage or destruction to the home&#8217;s exterior and interior, theft or loss of personal property, and any personal liability due to harm to others. If a home is damaged by a weather event such as strong winds, insurance can help pay for it.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Don&#8217;t let your most valuable asset remain unprotected. If you live in the Chandler, AZ area, the professionals at the <a href=\"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/\">San Marcos Insurance Group<\/a> can provide you with a quote or answer any questions you may have regarding homeowner&#8217;s insurance. <a href=\"https:\/\/www.sanmarcosinsurancegroup.com\/contact-us.html\">Contact<\/a> them today. You will be glad you did.<\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you a homeowner in the Chandler, AZ area? Is your most valuable asset protected with homeowner&#8217;s insurance? The San Marcos Insurance Group can provide the coverage needed to protect your home. Why is homeowner&#8217;s insurance important? Because it protects the owner&#8217;s home and personal property. If there is a loss due to a covered [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-301","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-chandler-az","tag-san-marcos-insurance-group"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/comments?post=301"}],"version-history":[{"count":1,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/301\/revisions"}],"predecessor-version":[{"id":302,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/301\/revisions\/302"}],"wp:attachment":[{"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/media?parent=301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/categories?post=301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sanmarcosinsurancegroup.com\/blog\/wp-json\/wp\/v2\/tags?post=301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}