Month: August 2023

Four important goals when you buy auto insurance

Posted on by agentinsure

Auto insurance is essential when you own a vehicle in Chandler, AZ. When you’re looking for auto insurance coverage, we can help at San Marcos Insurance Group.

There are a few important goals you need to focus on when it comes to meeting your auto insurance needs. Here are four important goals when you buy auto insurance. 

Protecting your finances

Auto insurance protects your finances against liability expenses you may face if you get into an accident. Auto insurance also protects your finances by compensating you for damage to your vehicle. You invest a lot in your car, so it’s important that you don’t experience financial loss if your vehicle gets totaled. 

Enjoying convenience

Auto insurance can make life much more convenient for you. Invest in roadside assistance coverage to get a tow truck out to meet you if your vehicle breaks down on the roads. Invest in rental vehicle coverage to have backup transportation when your vehicle is being repaired after an accident. 

Meeting your legal responsibilities

Don’t forget that auto insurance isn’t an option. You’re legally required to have some auto insurance coverage to be a financially responsible motorist.

Taking advantage of available discounts

There are plenty of discounts that many motorists can qualify for. You can qualify for discounts if you have a good driving record. You could also be eligible for discounts if your vehicle has certain safety features. 

Let us help you meet all these auto insurance goals at San Marcos Insurance Group. Contact us today, and we’ll give you a quote on an auto insurance policy for your vehicle in Chandler, AZ.

Should You Increase Your Home Insurance Coverage?

Posted on by agentinsure

Home insurance is designed to protect you against unforeseen events that can lead to financial loss. The protection you receive, however, is only as good as the accuracy of your coverage. If it’s been a while since you updated your policy, you may have inaccurate coverage. A visit to your San Marcos Insurance Group agent in Chandler, AZ can help you determine if it’s time to increase your home coverage.

Reasons to Increase Home Insurance Coverage

Standard homeowners’ policies offer dwelling, property, and liability coverage. Over the years, your home and personal property may undergo significant changes that require an update to your insurance policy.

Major home renovations, such as adding a bedroom or backyard patio to your property or remodeling your kitchen, will increase your home’s value. If your current dwelling coverage is less than the increased value of your home, your home won’t be fully protected from a major disaster.

Another factor to consider is the rise in the market value of your property. Your home may be worth much more today than several years ago. If you haven’t updated your policy in a few years, you probably have insufficient dwelling insurance to protect your property thoroughly. Ideally, this coverage should be enough to rebuild your home if it’s totally destroyed in a disaster.

In like manner, your property insurance should be enough to repair or replace personal goods damaged or lost in a disaster. If you’ve acquired costly goods over the last year, you may need to increase your property coverage to protect these assets. Otherwise, you could replace them on your own if they’re stolen, damaged, or lost in a major disaster.

Where to Update Your Policy

For help upgrading your home insurance to obtain up-to-date coverage, contact San Marcos Insurance Group in Chandler, AZ.