Most business owners have their hands full when it comes to making decisions throughout the day. In fact, the fatigue that many owners feel when they’re faced with so many choices often causes them to skip over the details and consequences of those choices. But a commercial insurance policy in Chandler, AZ isn’t something to just skim over and forget about. Find out more about the basics, so you have both eyes open before you make a crucial decision for the future of your company.
Commercial Insurance Protects
The bills you pay to keep your company running are likely all fairly straight-forward. Your electricity bill, water bill, property taxes: they all blend together after a while. But commercial insurance is there to protect the property and people of a business. The more you do and the more people you work with, the more liability you carry. When you take out a policy that protects you from lawsuits and thunderstorms alike, you may find yourself in a much better position should anything go wrong. The support you get from a company like San Marcos Insurance Group is meant to support and safeguard a business from as many angles as possible.
Choosing a Partner
From natural disasters to a run-in with a burglar, San Marcos Insurance Group is here to make it easier for business owners to keep their organizations from going under. Just one major event can cause a company to go past the point of no return, and we don’t want to see that happen to you. Our staff can ask you the right questions before pointing you in the best possible direction. Give us a call if you live in Chandler, AZ, and want to learn more about which commercial insurance policy will best serve your needs.
Residents of Chandler, AZ are required to carry automotive insurance on all of the vehicles they operate on the state’s highways. The agents of San Marcos Insurance Group are able to provide you with a wide variety of policies that are written to meet your individual needs. Every person is different when it comes to the type and amount of coverage they need to feel fully protected.
Arizona is considered an at-fault state. This places the financial responsibility for the accident with the "at-fault" driver. In most cases, the at-fault driver’s insurance policy will cover any resulting damages or injuries that stem from the accident. If the driver has no insurance, they become personally responsible. While your uninsured motorist coverage will compensate you to an extent, it will not exceed the designated limits of your policy.
If your medical bills exceed the designated limits, you will have to seek legal compensation by filing a lawsuit against the driver who is at fault. If you’ve been involved in an auto accident and discover that the other driver does not have insurance or doesn’t have sufficient coverage, retaining a personal injury lawyer is in your best interest. If you choose to hire an attorney, time is of the essence due to specific deadlines that must be met when filing these types of claims.
The agents of San Marcos Insurance Group encourage residents who live in Chandler, AZ and many of the surrounding communities to contact their office if they have any questions concerning their existing auto insurance policy or would like to receive a quote on a new one. Each agent has several years of experience and is dedicated to providing you and your neighbors the best service possible.