At San Marcos Insurance Group, we value your safety. That’s why we’ve put together a guide to help you create an emergency kit for your car. Whether you get stranded in the heat of Chandler, AZ, get injured in an accident, or face any other type of peril on the road, an emergency kit can help get you through it. This list will give you some of the basics, but you should also take some time to sit down with your family and come up with items that are unique to you that you would need in an emergency. Your car emergency kit should include both items for your car and for you.

For your car:

• Jumper cables

• Flares

• Ice scraper

• Cat litter, ash, or sand

• Spare tire

• Empty gas can

For you:

• Water

• Non Perishable snacks and food

• Blankets

• Phone charger

• First aid kit

• Flashlight and batteries

• Pocket knife

• Maps

• Cash

Other things to consider:

If you often travel with your pets, make sure you keep them in mind as well. Consider including their food, some extra water, and a leash or carrier as part of your kit. If you have babies or small children, you also may need to include: diapers, wipes, formula, and toys.

There are many other things you could include based on your family’s needs and habits, but this basic list will make sure you have the essentials. You never know when you could face an emergency in your car, so it’s always best to be prepared. Think about what you would need if you’re near Chandler, AZ, but also think about other areas and climates as well. The further you are from home, the more essential your emergency kit becomes. Another important way to be prepared is to have quality car insurance. Contact San Marcos Insurance Group today to talk about your existing policy or to get started with a new policy.

Choosing a health insurance plan in Chandler, AZ can be complicated, since there is a lot to think about. If you aren’t able to get insurance through work, you should contact an agent at San Marcos Insurance Group to discuss plan options.

First compare the different types of health insurance plans. Common types include HMOs, PPOs, EPOS, and POS plans, and all come with positives and negatives. Determining your plan will help you determine what out-of-pocket costs you will be responsible for and the doctors you can see.

It’s impossible to be able to foresee every medial expense, but looking at the amount and types of treatment you have received in the past can help you make a better decision. If you want to be able to choose doctors, pick a PPO or EPO. If you are okay with seeing a primary care physician before a specialist, then choose an HMO or POS.

When deciding on plans, look at the health plan networks. In order to save on costs, you will want to see doctors that are in the network. If you have preferred doctors you want to keep seeing, look to see if they are in the plan you are considering. Larger networks are helpful in small areas, since you are more likely to see doctor locally who will accept your insurance.

Compare out-of-pocket costs. Look at the deductible, copays, and consinurance to get an idea of what you could be spending each year in order to choose the best plan for your family. Once you have narrowed down plans based on network and costs, look at benefits. This will help give you the coverage that is needed for your family. Plans are required to cover certain things, but some plans may provide better coverage for mental health or physical therapy. Ff you use these services you will want, it is a good idea to choose these plans.

Contact San Marcos Insurance Group, serving Chandler, AZ, to get a quote on health insurance.