Cosmetic vs. Reconstructive Surgery

Definitions of something vary from person to person.  The way we define something will make or break a decision, goal, or plan.  It can be the deciding factor in whether an insurance approves a claim or prior authorization.  When we define cosmetic and reconstructive surgery we can see how different they are.  San Marcos Insurance Group wants to help by providing these definitions to residents in Chandler, AZ. 

Cosmetic Surgery

Cosmetic surgery is a group of procedures or techniques which focuses on improving a person’s appearance.   Surgery usually focuses on the head, neck, and body.  The goal is usually to improve aesthetic appeal and to improve confidence. 

When we look in the mirror we hope to see faces and bodies that are symmetrical and in proportion with the rest of your body.  When these things are lacking we might opt to visit a cosmetic surgeon.  It is important to know that these types of procedures are not something that insurance covers. 

Reconstructive Surgery

Reconstructive surgery is also known as plastic surgery and is done when there is damage to the body or face due to birth defect, injury, or trauma.  Surgery is meant to correct the affected body part and restore function to the area.  One such example of a reconstructive surgery is surgery to correct a cleft lip or cleft palate.  When there is a need for reconstructive surgery insurance normally pays.

San Marcos Insurance Group knows that there is a lot do and see in Chandler, AZ so they want you to feel free to call or email if you have any questions about these definitions.  

3 Tips for Buying Home Insurance in Chandler, AZ

Chandler, AZ is a beautiful suburb of Phoenix, the Valley of the Sun.  It is a thriving city within a city that attracts people from all over the state and beyond.  If you live in Chandler, AZ or are thinking of moving there, here are three tips to help you buy home insurance for your property.

1.  Bundling

Do you have auto insurance? Boat insurance? RV insurance? If you have one or more of these kinds of policies then you can bundle your home insurance with them to get extra savings.  Insurance companies love to reward loyalty and by putting your trust in them to protect your home, your car, and your toys, they will reward you with savings.  

2.  Compare Quotes

When it comes time to purchase a new home insurance policy, it’s best to compare at least two quotes.  Don’t be impulsive when it comes to protecting your home.  All insurance policies are not equal and you need to take your time examining the details before making a decision.  

3.  Work with a Reputable Agent

It pays to work with an agent who has an excellent reputation for customer service. Their expertise really is priceless and will make the process of purchasing home insurance stress free.  They will help you understand and compare quotes from different insurance agencies and help you make the best decision for your particular home insurance needs.  On top of all that, they will also help you find ways to save money.  

Agents at San Marcos Insurance Group know home insurance like the back of their hands.  They are standing by and ready to answer all of your questions about getting home insurance in Chandler, AZ. To reach an agent at San Marcos Insurance group call 480-899-6633 today.