The summers in Chandler, AZ are hot and it’s not unusual for temperatures to hit the triple digits from June to August. But who wants to stay inside all summer and hide from the sun? If you’ve decided to beat the summer heat by putting in an above ground pool in your backyard, you’ll want to consider how this effects your homeowner’s insurance policy.
Having a backyard swimming pool is a wonderful way to spend the summer with family and friends in Chandler, AZ. However, this also means added responsibility for you the homeowner. You will want to be sure you are covered in the event that something unexpected happens.
Typically, pools are covered by a homeowner’s insurance policy. However, you will want to take a few minutes to read over your insurance policy to make sure you are protected. In many cases, what is called the "property component" of your policy includes your above ground pool. To know for sure, give your insurance agent a call and discuss your plans to put in a new pool. Ask if your policy covers things like a tree branch falling and ripping the lining.
As for liability, this is another area to consider. If someone is injured in your pool and needs to go to the emergency room, you will want to make sure you are covered for situations like this. You just can’t predict what could happen in your pool and you will want the available coverage to incur any medical or legal expenses.
At San Marcos Insurance Group, we can help you understand how to be covered for anything that arises from owning and enjoying and above ground pool in your backyard. To discuss this and homeowner’s insurance in general, call San Marcos Insurance Group today to speak to a friendly agent.