Auto Insurance For Teen Drivers

Things often get confusing when it comes to car insurance for teen drivers. In most cases, young drivers are likely to cause more car accidents compared to older drivers, meaning that the risk level that the insurance company covers is higher. Younger drivers who are aged 16 and below have a higher crash rate compared to 18 and 19-year-old teens.  This makes teen car insurance a bit costly. The younger your teen is the more you will pay for the coverage.

Are you searching for car insurance policy for your teen? Companies like San Marcos Insurance Group serve the Chandler, AZ area and its surroundings and can provide affordable auto insurance for teen drivers.

Teen auto insurance alternatives

Since auto insurance policies for teens can be a little costly, here are some options to consider:

Add a teen to your auto insurance policy

One of the easiest and less costly ways to get auto insurance for your teen is to add them to your policy. Parents who add their teen to their policy should expect their rates to run high. Sometimes, these rates can go higher than insuring an adult driver.

Contact the insurance company and discuss the changes you would like to make on your policy in details. They will provide the minimum and maximum coverage limit to ensure that they inform you of the ins and outs of each coverage, including the available discounts. Also, ensure you have your teen’s driver’s license data before contacting your preferred insurance company.

Buy your teen their own policy

Are you wondering if you can get a separate teen auto insurance in Chandler, AZ? Yes, insurers can sell covers directly to teens. However, you must know what the state laws stipulate when it comes to your teen’s ability to sign for insurance. For instance, you might be required to co-sign and this doesn’t come cheaply. In fact, the teen might have a higher premium than adding them to a guardian or parent’s policy.

You can get teen auto insurance from San Marcos Insurance Group. Contact us today for more information.

The Benefits of Health Insurance

No one ever plans to get sick, but when it happens, you need to be financially prepared to cater for medical expenses. And with the rising costs of living, something as basic as healthcare can be very costly. That’s why you need to have health insurance with San Marcos Insurance Group to protect you and your family from the unknown. Plus, most people in Chandler, AZ are required to have health insurance or risk paying a penalty. Some of the benefits of having health insurance include:

Preventive Care Services

Several people have to deal with deadly diseases like cancer, diabetes, and obesity due to lack of early detection. Health insurance allows you one or more medical check-ups a year. This means that you have the chance to detect an illness early enough and treat it before it gets serious.

It Gives you Peace of Mind

No one wishes to get injured or ill, but it happens anyway and without warning. This means it could happen when you don’t have the financial ability to get proper medical care. With proper coverage, you don’t have to worry about that because your health insurance coverage will come in handy.

Offers a Wide Coverage

Health insurance offers several categories of health care services. They include inpatients care, doctor’s services, prescription drugs, pregnancy, maternity services, mental health services, pre-natal and post-natal services, dental services, surgeries, the list is endless.

Access to Certain Healthcare Services

In the event of an emergency, one second is all that is needed to save a life. Having health insurance may give you access to ambulance services and emergency room services.

San Marcos Insurance Group is here to help you find an affordable health insurance policy that suits your needs. We service the area of Chandler, AZ, and its environs. Contact us today for more information.