Residential Coverage for Weather Damage

Your home insurance policy can provide coverage for weather-related damage. Use previous and current variables to guide you in choosing how much extra coverage you want to add to your home insurance policy.

Consider Past Damage

If your home and property have incurred damage in the past, consider the details surrounding each incident. Examine the amount of damage that your home and land were subjected to. If you incurred substantial out-of-pocket costs for the damage that needed to be repaired, it may be beneficial to increase the amount of home insurance coverage you have at your disposal. The coverage can protect building materials, electrical supplies, plumbing components, and other items installed in your home or on your land.

Account for Current Variables

If you live in a region that experiences an unpredictable weather pattern, it can be in your best interest to increase the amount of weather damage protection that your home insurance policy provides. Insurance coverage protects against damaged materials, leaks, and other issues that are directly tied to the weather.

Assess Residential Improvements

Examine the residential improvements that you have recently made or plan on making in the future. These improvements could affect the amount of home insurance protection that you need.

Property Improvements to Consider

  • Upgraded windows and doors
  • New roofing materials
  • New plumbing, HVAC, or electrical components
  • Weatherization additions

Schedule Your Home Insurance Consultation

Your home insurance consultation may reveal any problems that you missed while assessing your home and land. One of our San Marcos Insurance Group agents will determine which factors could result in weather-related damage. The results will guide them in choosing insurance product recommendations that will provide enough protection. Contact an agent who serves Chandler, AZ, for more information about insurance services.

Understanding The Different Oil Changes and What’s Right For Your Car

When you go in for an oil change, you’ll be asked which type of oil change you want. Knowing the difference between the changes and which is suitable for your vehicle is essential.

Conventional Oil Change

The conventional oil change is the most basic of your options. It is usually the most affordable because it uses traditional motor oil extracted from crude oil. This oil isn’t refined and doesn’t have as long a life as other oils. Most newer cars use this oil up to about 50,000 miles before transitioning to a different type. In reality, you should only get this oil change a handful of times.

Semi-Synthetic Oil Change

A semi-synthetic oil change uses a type of oil that combines conventional and synthetic oil. Some oils will have more conventional oil than synthetic, and others may be reversed. When you opt for a semi-synthetic oil, you get a longer-lasting oil that improves performance better than standard conventional oil and is more affordable than synthetic oil. Most cars start taking a semi-synthetic blend around 50,000 miles and continue until they are ready to transition to full synthetic.

Synthetic Oil Change

A synthetic oil change consists of full synthetic oil designed to reduce your vehicle’s friction and engine wear. It is the best oil you can put in your vehicle and the most expensive. Once a car enters high mileage space, it’s time to switch. However, you don’t want to skip the semi-synthetic oil in between, as you want your engine to get accustomed to the new oil. This oil is also ideal for performance vehicles and sports cars, as it keeps the engine running smoothly.

If you’re looking for an auto insurance policy in the Chandler, AZ community, or surrounding areas, contact our San Marcos Insurance Group agents today for more information.