Month: September 2025

Using Endorsements to Cover Difficult Aspects of Your Commercial Property

Posted on by agentinsure

A commercial insurance policy provides essential protection for your business operations, but sometimes its coverage can be too broad or not comprehensive enough to address specific needs. At San Marcos Insurance Group in Chandler, AZ, we understand the challenges businesses face when trying to secure the right insurance coverage. Here’s how endorsements can help customize your policy.

Coverage for Non-Standard Elements of Your Commercial Property

Insurance coverage for commercial property is vital to protect against liability situations that could harm your business. However, some properties have unique features or aspects that are not covered by a standard policy. Adding an endorsement to your original policy ensures that these specific elements are protected.

How Endorsements Customize Your Commercial Insurance Policy

An endorsement attached to your existing commercial insurance policy allows you to benefit from both the original policy and the added coverage. You can file claims under the original policy for standard coverage, while the endorsement provides protection for specific aspects of your property that wouldn’t be covered otherwise. This customization ensures you won’t face unexpected out-of-pocket expenses.

Learn More About How Endorsements Protect Your Business

At San Marcos Insurance Group in Chandler, AZ, we understand that some businesses require additional coverage beyond what a traditional commercial insurance policy offers. We’re here to help you learn more about endorsements, how they work, and how they can address the unique aspects of your business. Contact us today to speak with an agent and find the right coverage for your needs.

Can I Get Health Insurance in Arizona if I Am On Medicare?

Posted on by agentinsure

For residents in Chandler, AZ, who receive Medicare and are wondering if getting additional health insurance is an option, the answer is yes. When you contact our agents at San Marcos Insurance Group, we will review your current coverage and discuss the available plans with you.

Benefits of Additional Health Insurance

While Medicare covers a variety of services, such as medical appointments and procedures, having additional coverage through a private provider can address gaps in your Medicare plan. This added coverage provides extra security and can help reduce stress in the event of a medical situation that results in costly bills.

For individuals who are still working while receiving Medicare, you may continue to be covered under your employer’s insurance plan. This is known as dual coverage, where the two insurance plans act as either primary or secondary coverage, depending on your age and the size of your employer.

If you are no longer working, private insurance companies offer Medicare Advantage plans. Depending on the plan you choose, you may gain access to additional coverage for services such as dental, prescription drugs, hearing, and vision, which may not be included in your original Medicare plan.

Contact Our Agents

At San Marcos Insurance Group, we understand that choosing an insurance plan is an important decision for residents in the Chandler, AZ community. With our commitment to excellent customer service, you can rely on us to guide you through the process, explain the plans thoroughly, and help you select the policy that best suits your needs and lifestyle. Contact us today, and let us assist you in finding extra coverage that fits your medical needs and budget.