Alternative housing options like tiny homes, container homes, houseboats, and yurts are growing in popularity as more people seek affordable, sustainable, and minimalist lifestyles. At San Marcos Insurance Group in Chandler, AZ, we’ll help you find the best coverage options for your unconventional home.

Why Standard Home Insurance May Not Be Enough

Traditional homeowners insurance is designed for traditional houses. If you own a tiny home or unconventional housing, you may find that standard policies don’t provide adequate coverage.

Types of Insurance for Unconventional Homes

All recreational vehicles, such as all-terrain vehicles, golf carts, and snowmobiles, are eligible to be included in a toy insurance policy. Accidents are inevitable when traveling off-road on your recreational vehicle. Having quality coverage is crucial when a mishap takes place. All recreational vehicle owners ought to have a standard toy insurance policy. It should cover all repair damages and medical care if someone is injured in an accident. Additionally, the coverage must protect your assets if a personal injury lawsuit is filed against you.

What to Look for in an Alternative Home Policy

There are several things to look for when comparing home insurance policies. Liability coverage protects against accidents or injuries that occur on your property. Personal property protection is also important to safeguard your belongings. Comprehensive coverage can protect against a wide range of perils, such as fire, theft, and weather damage.

Protect Your Alternative Home with the Right Insurance

Unconventional homes require specialized coverage. Contact San Marcos Insurance Group in Chandler, AZ, today to learn more about our tailored home insurance solutions.