What Happens If You Are In An Accident With An Uninsured Motorist in Chandler, AZ?

Residents of Chandler, AZ are required to carry automotive insurance on all of the vehicles they operate on the state’s highways. The agents of San Marcos Insurance Group are able to provide you with a wide variety of policies that are written to meet your individual needs. Every person is different when it comes to the type and amount of coverage they need to feel fully protected.

Arizona is considered an at-fault state. This places the financial responsibility for the accident with the "at-fault" driver. In most cases, the at-fault driver’s insurance policy will cover any resulting damages or injuries that stem from the accident. If the driver has no insurance, they become personally responsible. While your uninsured motorist coverage will compensate you to an extent, it will not exceed the designated limits of your policy. 

If your medical bills exceed the designated limits, you will have to seek legal compensation by filing a lawsuit against the driver who is at fault. If you’ve been involved in an auto accident and discover that the other driver does not have insurance or doesn’t have sufficient coverage, retaining a personal injury lawyer is in your best interest. If you choose to hire an attorney, time is of the essence due to specific deadlines that must be met when filing these types of claims.

The agents of San Marcos Insurance Group encourage residents who live in Chandler, AZ and many of the surrounding communities to contact their office if they have any questions concerning their existing auto insurance policy or would like to receive a quote on a new one. Each agent has several years of experience and is dedicated to providing you and your neighbors the best service possible.