Insurance

Why Does a Policy Get Cancelled in Chandler, AZ

Posted on by agentinsure

In Chandler, AZ, agents of the San Marcos Insurance Group can help to identify potential problems within a policy that may pose a problem for drivers who may not have fully read it in its entirety before signing it. It is important to read through a policy completely before agreeing to it. Policies often contain a variety of stipulations that will allow a driver to be dropped if certain things occur. Many of these events may be out of their control. Take a few minutes and review your policy so you understand what is and is not covered. The following list contains a few reasons why policies get canceled.

  • Too many tickets in a one-year period of time
  • Too many accidents in a one-year period of time (Even if the accident is not your fault, it can work against you.)
  • Too many late payments or cancellation notices
  • Not maintaining a valid driver’s license
  • Excessive, non-accident related claims

At the San Marcos Insurance Group, residents of Chandler, AZ can find the answers they need when it comes to professional service and quality auto insurance. Agents at the office are able to answer questions and put the right insurance policy with the right person at an affordable rate. Every state requires its residents to carry at least a minimum amount of car insurance. Don’t let your insurance lapse due to an oversight or because you didn’t realize you were not meeting the requirements of the policy. Call our office today and get the answers you need to remain insured and financially protected from loss. A few minutes with one of our agents will get you back on track.

 

Weathering the Damages

Posted on by agentinsure

Believe it or not, the climate you live in can make a significant difference in how long you can expect your car to stay in like-new condition. The salty sea air, for instance, can really wreak havoc on a finish. If you live in Arizona, you have your own concerns to consider, such as…

  • Sunshine

The harsh sun of Chandler, AZ can be a bit much at times, and it can cause your car’s finish to fade and peel long before its time. The best way to prevent this is with regular waxing. Lighter colors also tend to fade more slowly. And of course, you should use a reflector in your windshield in order to keep your steering wheel from melting right onto your seat.

  • Sand

Those fine grains of sand when you drive on the desert highways, they can do a number on your car. The most apparent damage will be done to the finish as it sort of sands away at the coat. Again, waxing can help here, as can regular washing to get rid of stand still clinging to the car.

  • Dryness

That desert dryness can do a lot of damage to your car. The hot pavement can fry the rubber like an egg, leading to a blowout. Your best bet here is to store your car in a garage or under cover when possible.

If you don’t take care of your car, you could be looking at higher premiums on your insurance when your provider sees that you’re constantly going in for repairs. Keep your car in good condition, drive safe, and contact us for some free quotes. Contact San Marcos Insurance Group today for more information.