Your home in Chandler, AZ is an instrumental part of you and your loved one’s lives. Owning a home is an exciting experience, but most residents, unluckily, haven’t thought much about home insurance. Many homeowners regard home insurance as an option, but it should be an ultimate necessity in reality. Home insurance will not only leave you stress-free but saves you tens of thousands of dollars in the long run when unexpected perils strike. If you are willing to discuss your option for a home insurance plan, please liaise with San Marcos Insurance Group serving Chandler, AZ and its environs. We will help you design the right home insurance policy to protect your expensive asset.
Is home insurance mandatory in Arizona?
Home insurance isn’t mandatory in Arizona if you don’t have a mortgage for your dwelling serving as your lenders’ collateral. However, it’s wise to consider if you can afford to pay for the cost of repair or replace your home if covered calamities destroy it. With that being said, here are the benefits of buying home insurance:
Coverage for your home contents
Home insurance safeguards your personal property like electronic appliances, furniture and clothing if damaged by a covered peril like fire or storm. You can be reimbursed fully or partially, depending on your specific policy.
Provides liability protection
Liability protection coverage shields you against probable lawsuits arising from bodily injury and property damage you and your family members propagate to other parties. It caters to medical expenses resulting from injuries sustained by your guests while on your property or elsewhere.
Protect your home
Imagine if your house was ravaged by fire or hurricane, suffering immense losses? If you procure coverage for your dwelling, it will cater to repairing or reestablishing your house if it is ravaged by a covered event like hail and lightning, among others.
Provides additional living expenses coverage
Suppose your house becomes uninhabitable due to destruction from fire, storm, or other covered incertitudes. In that case, your additional living expense coverage pays for the additional expenses such as hotel bills if you are residing elsewhere temporarily.
Contact San Marcos Insurance Group today for comprehensive information about obtaining spectacular home insurance in Chandler, AZ and how it works. We can assist you in making an informed decision and customizing a policy suiting your needs and budget.