When you own a home, owning home insurance is a must. A good policy can protect you from a wide range of risks that houses face. There are several different types of home coverage that are included in one home insurance policy. If you need a policy for your home, give us a call at San Marcos Insurance Group in Chandler, AZ.
Covering Your Home
Part of a home insurance policy is protection for the house. It protects against many different disasters and accidents that can happen to houses and cause them damage. If you don’t have this policy, you would have to come up with all of the money to repair or rebuild by yourself. This policy will pay for damage that is caused by a covered occurrence. Being without this coverage can be too expensive to afford if the worst should happen.
Covering Your Possessions
Another part of a home policy is the coverage for all of the possessions that are located inside the house. These possessions may not look like a huge expense, but when everything is added up together, it may rival the value of your house. If a covered incident like an accident happened and ruined your possessions, your policy could pay for you to replace them or to get needed repairs.
Covering Your Liability
One part of your home policy is dedicated to your possible liability for accidents and other incidents. If someone were in your house and had an accident, you could be considered liable for the resulting medical bills and other expenses. This coverage protects you from lawsuits that could be filed against you after an accident like this. It’s smart to never be without this coverage.
Get Home Insurance
To get your home policy, call us at San Marcos Insurance Group in Chandler, AZ.