Determining which car insurance to carry is arguably one of the most critical decisions a Chandler, AZ resident will make regarding their life as a driver. That said, it’s just as important to know what to avoid when weighing your options as it is to know what to do.

At San Marcos Insurance Group, we can help you avoid common pitfalls like the following.

1. Ignoring the Importance of Credit History

A person’s credit history hasn’t always mattered when buying car insurance in Arizona. But that changed in the late ‘90s when insurance companies began considering credit when setting rates. That said, managing your credit wisely is one of the best things you can do to ensure access to the best policies.

2. Not Updating Policies Often Enough

Accidents aren’t the only thing that can affect your auto insurance policy. Changes to your lifestyle or general life situation – like buying a home, having a child, or getting married – can, too. This often also works out in your favor, so always report life changes to your carrier as soon as they happen.

3. Improperly Assessing Insurance Needs

Every driver is different regarding what they need in an auto insurance policy, so it’s crucial to make sure you’re thoroughly evaluating yours before settling on a particular option. Commonly overlooked circumstances include the driving records of any family members, potential choices in future vehicles, etc.

Ultimately, the right auto insurance policy is a must if you’re serious about appropriately protecting yourself, and the right insurance agency can help adequately assess your options.

If you’re located in or near Chandler, AZ, we at San Marcos Insurance Group would be proud and pleased to help you choose the ideal auto insurance policy for your household. Get in touch today for more information!