If you’re driving in Chandler, AZ, knowing about your auto insurance options is important. Each type of policy offers varying levels of protection. San Marcos Insurance Group can help you understand our most popular coverage choices.

• Liability Coverage: In most states, having this coverage is essential and required by law. It will pay for any damages or injuries you may cause to other people in an accident. Opting for higher coverage limits than the minimum requirements can offer extra protection.
• Collision and Comprehensive Coverage: Collision coverage will pay for any damage to your car in an accident. Comprehensive coverage pays for damage from theft, vandalism, or bad weather. You can buy both of these coverages separately or together.
• Uninsured/Underinsured Motorist Coverage: This coverage will protect you if you get into an accident and the other driver either doesn’t have enough insurance to cover your losses or doesn’t have any insurance. Furthermore, it will also provide coverage if the other driver leaves the accident scene.
• Medical Payments Coverage: Regardless of who caused the accident, this coverage will pay for medical expenses, hospital visits, and funeral costs.
• Personal Injury Protection (PIP): Regardless of who caused the accident, PIP will cover medical expenses and lost wages. Additionally, it covers expenses related to rehabilitation and other accident-related services.

Understanding the different types of auto insurance coverage available can help you make an informed decision when shopping for car insurance. You can tailor your policy to meet your specific needs and budget. Don’t hesitate to contact San Marcos Insurance Group. We’ll find the best policy that suits your requirements in Chandler AZ. Remember, investing in the right auto insurance coverage can give you peace of mind and protect your finances and assets in an accident.