When you have a car in Arizona, you will carry the minimum requirements for auto insurance which is your bodily injury liability and your property liability. You may also be considering collision auto insurance.
At San Marcos Insurance Group, we want Chandler, AZ residents to be covered in auto insurance as thoroughly as possible. Collision insurance is a good idea. We can help you to get the best coverage for your needs.
Learn more about what collision insurance covers here.
What Collision Insurance Covers
When you have a vehicle and are in an accident, collision insurance will cover the cost to replace or repair your vehicle if it is damaged. If you have a deductible on your policy, you will pay that amount first when you file a claim.
A deductible is the amount that you agree to pay to the insurance company before they will cover your damages. This is an amount set at the time you purchase your coverage.
After that, your collision insurance typically does cover the rest.
This coverage can be used when you collide with another car, an object, or are even in a single-car accident where you are the only vehicle.
You can file a claim for the damages to your vehicle, and for your medical costs as well.
If there is another party that is liable for the accident, they will cover some of these costs as well. Your insurance company will work with you to determine how much you will be responsible for and cover your damages accordingly.
Get a Quote
You may think you don’t need collision insurance, but you might think of it when it is too late. Get it before then. At San Marcos Insurance Group, we want Chandler, AZ drivers to be protected on the roads. Call us for a quote to update your Arizona auto insurance policy today.