Why Commercial Insurance is Necessary in Chandler, Arizona

Arizona is one of the most competitive states in the nation in terms of business. It is also a state that is relatively heavily regulated. If you want to be able to scale without fines, then you must remain in compliance with all commercial insurance requirements in the state.

The right policy will protect your business from unexpected emergencies and serve as a shield against state regulators. Here are the characteristics of a good commercial insurance policy for Chandler and surrounding areas.

  • Commercial automobile insurance – If you use a car in your business, you need a separate protection outside of your personal auto insurance. This is true even if you are not in the commercial transportation industry. Commercial auto will include comprehensive, collision and liability insurance as well as medical payments.
  • Business general liability – Legalities are always increasing in the world of business, and umbrella policies do not cover specific business-related expenses. In order to protect your business, you will need a liability policy that specifically covers your company.
  • Worker’s Compensation – This is one of the most important kinds of insurance policies that you can have on your business. It is especially important if you are dealing with large amounts of inventory or warehousing. Worker’s Compensation policies will cover any unfortunate incidents that occur on your premises with your employees.

The San Marcos Insurance Group serves the business community in and around Chandler, AZ with commercial insurance. When you are ready to protect your business and stay in compliance with state law, give the dedicated experts at the San Marcos Insurance Group a call or an email to help with your policy.