Why you should carry health insurance even if you are young and healthy

When you are young and healthy, the last thing you are likely to think of is seeing the doctor, even for an annual checkup. Carrying health insurance would also seem to be optional, especially if you don’t have a job that provides it. San Marcos Insurance Group, serving Chandler, AZ, would like to inform you that even the young and apparently healthy need at least some kind of catastrophic health insurance.

First of all, you may feel healthy but be suffering from some disease or condition and not even know it. Your annual doctor’s checkup should let you know if you have some illness, say cancer, that could sneak up on you and carry you off too young. However, treating something like cancer or some other potentially fatal disease can be very costly if you aren’t carrying health insurance,

Also, you have to remember that accidents can happen even to the young. The damage that an auto accident, for example, can do to the human body can be horrendous and expensive to treat. An accident that causes permanent damage, such as to the spine, can result in the need for life-long rehabilitation.

An expensive hospital bill that you must somehow pay out of pocket even stretched out over many monthly payments, would be the last thing you need, especially if you’ve got student loan debt and a home mortgage. Health insurance, even with a high deductible, could alleviate the effect of medical bills on your lifestyle.

For more information on health insurance, feel free to contact San Marcos Insurance Group, serving Chandler, AZ.