Health Insurance FAQs for Families

Feeling overwhelmed with health insurance options? It seems like health insurance plans are always changing and evolving. Figuring out which type of health insurance is best for your family can be challenging. At San Marcos Insurance Group, serving Chandler, AZ, we aim to provide you with the information you need to make the best choices. We’ve prepared these FAQs to help you better understand health insurance for families.

When Can I Sign Up For Health Insurance?

You can sign up for a new health insurance plan, or change an existing plan during open enrollment. Open enrollment is a specific time frame each year. You will need to speak with your employer or an insurance representative to determine when open enrollment is active. 

Why Are Multiple Types of Plan Offered?

One of the most confusing aspects of health insurance is the many different types of coverage available. There are different types of coverage available because different families have different types of medical needs. A family with intense, ongoing medical issues will need a more intensive type of insurance coverage. A family with very few medical issues will not need as many services. Insurance companies provide different types of coverage so that you can choose the one that will best suit your family. This ensures that you are not paying for services you do not need, but you are getting the services you do need. 

Which Coverage Should I Choose?

If you are feeling overwhelmed by the different types of coverage available, and are not quite sure how they are different, you should talk with a representative. An insurance representative will be able to walk you through the details of each plan and help you pick the one that is best for your family. 

If you would like to learn more about our services, please contact our office at San Marcos Insurance Group, serving Chandler, AZ.